Advisory Services

We offer comprehensive advisory services to assist you in working towards your financial goals. Our team of professionals can provide:

  • Actively Managed Investments: We will recommend and manage investments on your behalf. We charge an annual fee that varies based on account type and dollar amount of relationship. See pricing details below.

  • Hourly Financial Planning Services: Our hourly rate is $350 with a one-hour minimum. We offer hourly consultations for specific financial needs, such as reviewing existing plans, providing second opinions, or addressing specific concerns.

Fee Schedule for Managed Accounts

Our management fees for actively managed accounts are tiered based on your total household assets under our management:

  • $10,000 to $250,000: 1.35% to 1.50% (While we typically do not manage accounts under $250,000, we may make exceptions under certain circumstances.)

  • $250,000 to $1,000,000: 1.25% to 1.35%

  • $1,000,000 to $2,500,000: 0.85% to 1.00%

  • $2,500,000+: Negotiable


Annuities and Commissions

When appropriate, we may recommend annuities to help you pursue your financial goals. We are committed to transparency and will fully disclose any commissions we earn on annuity sales. These commissions are paid directly by the insurance company. However, early withdrawals from an annuity may incur penalties charged by the insurance company.

Brokerage Commissions

In rare cases involving non-managed brokerage accounts, you may be responsible for brokerage commissions on mutual fund/ETF or stock transactions. These commissions are set by LPL Financial and/or the mutual fund company, and vary based on the product and transaction amount. We are available to discuss any questions you may have about these transactions.

Important Note: We continuously monitor the market to ensure we are providing you with the most cost-effective solutions. For certain qualified accounts (retirement plans), we may be able to deduct fees from non-qualified accounts (non-retirement plans).

Please contact us to learn more about how our services can benefit you.